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Underinsured/Uninsured Motorist Claims

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    While California law requires you to carry insurance, many drivers don’t — some can’t afford it, others just choose not to carry auto insurance. That’s why it can get complicated, and stressful, when such claims arise.

    If the at-fault driver doesn’t have car insurance, that poses a hurdle to you as the driver. You should carry uninsured motorist benefits, so that you can still recover damages directly from your insurer instead of filing a claim with a third party.

    As a victim, you have the right to bring an Uninsured Motorist (UM) claim with your own insurance carrier. That’s where we help — insurance policies are complex, and dealing with insurance companies is difficult. Your own insurance company also often tries to give you as little compensation as possible.

    Underinsured Motorist claims are similar to UM coverage, but it can be applicable even if the other at-fault driver has auto insurance. The minimum required insurance is $15,000 per person, according to California law. If you are injured by a driver with insurance coverage less than the full value of your claim, then you can bring an Underinsured Motorist claim with your own company.

    If this sounds complicated, don’t worry. We have got you covered.

    In order to get the compensation that you deserve, you must work with the best car accident law firm in your area. Our dedicated team of car accident lawyers will fight for you against the insurance company’s attempts to weaken your claim. Because of this, The Law Collective has familiarized itself with how insurance companies work and we know how to counteract their delay-and-deny tactics. It is common for us to double, triple, or even quadruple an insurance company’s initial settlement offer. We have won more than $400 million for our clients. If you want to get maximum compensation for your damages, injuries and losses, call The Law Collective today. With our team of expert car accident attorneys, you will never have to settle for less than you deserve. Call now or tap the button below for a free consultation!

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